Effective as of: August 5, 2025

The following BrandStake Gift Card Terms and Conditions ("Agreement") describe the terms and conditions that apply to use of BrandStake Gift Cards, eGift Cards, Subscription Cards, eCards, Premium Codes, PINs and similar items (collectively, "Cards"). This Agreement is between you, the Cardholder, and BrandStake Inc. ("Issuer"). By purchasing, accepting or using a Card, you agree to be bound by this Agreement. If you do not agree with this Agreement, do not purchase, use or accept the Card.

IMPORTANT: This Agreement includes resolution of disputes by arbitration instead of in court and a class action waiver.

1. BrandStake's Terms and Conditions of Use Incorporated

The "BrandStake Terms and Conditions of Use", which can be found here, are hereby incorporated into this Agreement. The BrandStake Terms and Conditions of Use may include terms and conditions in respect of the collection and use of personal data, general provisions regarding the services offered by Issuer and/or BrandStake, choice of law, mandatory arbitration (where applicable) and venue. In the event of any conflict between this Agreement and the BrandStake Terms and Conditions of Use, this Agreement will govern.

2. Types of Cards

Gift Cards and eGift Cards are currency-denominated cards that contain a value or balance (e.g., $60) that is redeemable for full price standalone Premium subscription months, as provided in Section 6 below. Subscription Cards and eCards are denominated in months of Premium subscription services (e.g., 6 months) and have no value or balance. Subscription Cards and eCards are not gift cards. Premium Codes and PINs may be denominated either in a currency or in months of service.

3. Issuance of Cards; Unauthorized Sellers or Resellers

Issuer reserves the right to refuse to honor any Card in the event of a disputed credit card charge, bounced check (in the case of a business to business transaction) or other failure of consideration. Cards may not be resold without express written authorization from Issuer. Card is not valid and will not be honored, and Issuer will not be liable, if obtained from unauthorized sellers, distributors or resellers, including through Internet auction sites.

4. Card Redeemable Only for Premium Subscriptions; Cannot Be Used in Conjunction With Any Discounts

The Card is redeemable only for full price standalone Premium subscription months. Gift Cards, eGift Cards and other currency-denominated Cards cannot be redeemed for discounted or group subscriptions (such as student discounts, trial offers, Premium for families, or offers combining Premium with other companies' products or services).

5. Card Not Refundable or Redeemable for Cash

The Card is not refundable and cannot be redeemed for cash, and has no cash value, except as required by law.

6. How to Redeem Your Card

To redeem the Card, please visit www.BrandStake.io/redeem. In order to be eligible to redeem or use the Card, you must first have registered for a BrandStake account at https://www.BrandStake.io/signup. In order to use or register for a BrandStake account, you must comply with the applicable age (and any other) requirements set out in the BrandStake Terms and Conditions of Use and you must accept the BrandStake Terms and Conditions of Use.

The Card is a single-use card. Accordingly, when you redeem a Gift Card or eGift Card for a BrandStake Premium subscription, the full value of the Card will be used to purchase a number of months of subscription equal to the total value of the Card, divided by the per-month subscription fee. When you redeem a Subscription Card or eCard for a BrandStake Premium subscription, your BrandStake account will be credited with the number of subscription months indicated on the Card.

The Card is not exchangeable for any other product or service, and can only be redeemed for the subscription services as described above.

7. Expiration/Deactivation; Fees

Cards do not expire, and no inactivity fees or service fees apply.

8. Lost, Stolen, or Unauthorized Use of Cards